The closing disclosure is the last document you’ll receive before you close on your home loan. Review this detailed five-pager carefully to make sure all the numbers look correct before closing day. Key takeaways Closing disclosures are legally required and provide final details of your loan You will have a mandatory three-day period…
Curated by Paula Pintos APARTMENTS, RENOVATION, APARTMENT INTERIORS • VILNIUS, LITHUANIA Architects: PRUSTA LTD Area: 217 m² Year: 2019 Photographs:Leonas Garbačiauskas Manufacturers: AXOR, GRAPHISOFT, Arketipo, Catellani & Smith, Lee Broom, MIRAGE, Modular Lighting Instruments, Moooi, Scarabeo, Wow Design Lead Architect: Ieva Prunskaitė Products used in this Project © Leonas Garbačiauskas Text description provided by the architects. The double-decker’s eyes are large windows that offer panoramic city views. The four-person…
Key takeaways Your card’s annual percentage rate, or APR, is the interest rate on your credit card. If you pay off your monthly balance in full by the due date, you will not be subject to your card’s interest rate. If you do carry a balance, your issuer will charge…
Subscribe: Apple Podcasts | Google Podcasts | Stitcher | RSS If you want to know how to read faster, you’ve probably tried to stop “subvocalizing” and reduce “backskipping.” What if I told you such “speed reading” techniques are probably a waste of time? Especially if you’re a serious learner who has big goals for your life? If…
More often than not, shoes are packed for a move last-minute into a giant box or bag with little care for the individual pairs themselves, and they often arrive at their destination smushed, scuffed, or smelly. But there’s a better way to pack shoes—one that ensures they’ll still be protected, clean,…
(Image credit: Garden Trading) BY SARAH WILSON PUBLISHED SEPTEMBER 29, 2022 CONTRIBUTIONS FROM HOLLY CROSSLEY Transform your outdoor space with the latest decking decorating ideas and you’ll be able to host alfresco in style whatever the season. When styling your deck, first think about how you intend to use the space, whether…
Thinking about downsizing your home? Whether you’re moving to an apartment, condo, townhome, or house with less square footage, these 16 ideas can help you downsize and get settled in a smaller space! Know the Why of Downsizing Photo via @royalbuildingproducts There are plenty of reasons why you might be downsizing your home: retirement,…
Question: Tell us something you’re passionate about and why. Answer: What am I passionate about? Ah! Easy: Avocado toast and Saturday Night Live! Well— That answer isn’t what employers are looking for, so easy it is not. But why would they ask me about passions in the first…
You know that asking questions in an interview is essential, but finding the right ones can feel like searching for a needle in a haystack. Good news! We’ve got the career magnet to attract those golden questions to ask in an interview that’ll impress interviewers and boost your chances…
By: AuthorAmy Posted onLast updated: August 14, 2023 Learn how to make a wine cork wreath the easy way! You can have a pretty piece of decor in minutes; this is perfect for beginners. Skills Required: None. Even if you’ve never crafted before, you can make this wreath. You’ll be gluing corks to…
Your equity and the size of your project can help you choose By Marianne Bonner Updated on July 31, 2022 Reviewed by Charlene Rhinehart Fact checked by Jane Meacham Fact checked byJane Meacham Jane is a freelance editor for The Balance with more than 30 years of experience editing and writing…
Casa Tide is a modern apartment located in Guecho, Spain, designed by In56 in 2023. Located right by the shore, this stunning property offers an open and diaphanous living space divided into two areas – day and night. The day area features an office, a large hallway, and a living room, kitchen, and dining room…
Considering a bathroom update? These stunning spaces may inspire you to install a shower where you didn’t have one before—or ditch the tub altogether. By Sara Carpenter and Daryna Tobey | Updated Feb 28, 2023 4:02 PM Walk-in showers are showers with little or no ledge around the floor of the bathing…
Anyone can be a victim of homeowner identity fraud, including wire, mortgage, and title insurance fraud. The financial implications can be damaging and long-lasting. Use these tips to protect yourself from being scammed and defrauded. Wire fraud Wire fraud usually happens during the closing phase of a home purchase….
By Jessica Walrack Updated November 10, 2022 Your debt-to-income ratio is an important measure of your financial health that lenders use to determine your eligibility for loans. If yours is too high, you may have trouble qualifying for loans and credit cards or might get stuck paying a high interest…