How to Start an Emergency Fund — Step-by-Step Guide
Could you afford to cover a $1,000 expense out of pocket? If you haven’t started an emergency fund yet, the answer is almost certainly no. You’re not alone. According to a 2022 PYMNTS survey of about 3,500 U.S. consumers, 60% of Americans live paycheck to paycheck. They’re unable to cover even the smallest emergency expenses without taking on new debt,...