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  • Featured image for What Is a Prepaid Finance Charge?
    Jul 12

    What Is a Prepaid Finance Charge?

    BY JAMIE JOHNSON Updated June 11, 2022 REVIEWED BY EBONY J. HOWARD DEFINITION A prepaid finance charge is an upfront cost a borrower pays related to a loan agreement. It’s a charge you’ll pay in addition to your monthly loan payments, typically at your loan closing. Origination fees, underwriting fees, and loan insurance are a...

  • Featured image for How Much Home Insurance Do I Need?
    Jul 12

    How Much Home Insurance Do I Need?

    Buying a home involves a lot of moving parts. In addition to finding the right property and securing a mortgage, settling on a homeowners insurance policy is another critical part of the journey. It’s no small thing considering that 5.7 percent of insured homes filed an insurance claim at some point in 2018, according to...